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Lynda Fernichio AKA Lynda Kerr got divorced in November 1996. From that point forward she was legally supposed to cease using the name Lynda Fernichio and only use the name Lynda Kerr, (Kerr being her maiden name). Many of the documents with her signature on them which she used for fraudulent schemes, she signed Lynda Fernichio, not Lynda Kerr. In furtherance of her criminal identity theft schemes, she used other names to commit her crimes. In addition to Fernichio she used Butler, Koslin, Obrien, and others which are being withheld from this report.